Terms of Use

1. General

1.1 These Terms form a legally binding agreement between you ("User", "you") and Stone Credstead ("Operator", "we", "us"), the owner and operator of the Website located at https://stone-credstead.com.

1.2 The Website is an informational and marketing platform that connects Users with third-party trading service providers ("Advertisers"). The Operator does not provide financial, investment, or trading services.

1.3 The Operator may amend these Terms at any time. Your continued use of the Website after any amendment constitutes acceptance of the revised Terms. We recommend reviewing this page periodically.

1.4 If you have any questions about these Terms, contact us at: support@stone-credstead.com

2. Eligibility

2.1 By using this Website, you confirm that you are at least 18 years of age, or the legal age of majority in your jurisdiction, whichever is greater.

2.2 You confirm that the laws of your country of residence permit you to access and use the Website.

2.3 The Website may not be available or legally accessible in all jurisdictions. You are solely responsible for ensuring that your use of the Website complies with all applicable local laws and regulations.

2.4 The Operator may restrict access to the Website in certain territories at its sole discretion, including where required by applicable law or regulatory guidance.

3. Nature of the Website

3.1 The Website functions solely as a digital marketing and information platform. It allows Users to submit inquiries and express interest in services offered by third-party Advertisers.

3.2 The Operator acts solely as an intermediary, providing the infrastructure that connects Users with Advertisers. The Operator does not sell, provide, or deliver any financial, investment, or trading services directly.

3.3 Any services, agreements, or transactions resulting from a User's connection with an Advertiser are governed solely by that Advertiser's terms and conditions. The Operator assumes no responsibility for such services or agreements.

3.4 The Website is not a financial platform, brokerage, exchange, or investment adviser. Nothing on the Website constitutes a solicitation or offer to buy or sell any financial instrument.

4. No Financial Advice

4.1 All content published on the Website is provided for informational and promotional purposes only. It does not constitute financial, investment, legal, or tax advice of any kind.

4.2 The Operator makes no representations or warranties as to the accuracy, completeness, timeliness, or reliability of any information published on the Website.

4.3 Any performance results, testimonials, or examples shown on the Website reflect individual cases only and do not guarantee similar outcomes for all users. Past performance is not indicative of future results.

4.4 Before making any financial decision, consult a qualified, licensed financial adviser familiar with your individual circumstances.

5. Account Registration

5.1 Some features of the Website require you to register an account by providing personal information, including your full name, email address, and phone number.

5.2 You agree to provide accurate, current, and complete information during registration and to keep your account information up to date at all times.

5.3 You may maintain only one active account. Creating multiple accounts is strictly prohibited and may result in the immediate suspension or permanent termination of all associated accounts.

5.4 You are solely responsible for keeping your login credentials confidential. The Operator shall not be liable for any loss or damage arising from unauthorised access to your account due to your failure to safeguard those credentials.

5.5 You must notify the Operator immediately upon becoming aware of any unauthorised use of your account.

6. Prohibited Activities

6.2 Any breach of these prohibitions may result in immediate suspension or termination of your account and may expose you to civil or criminal liability.

7. Intellectual Property

7.1 All content, design elements, logos, trademarks, software, and underlying code on the Website are the exclusive intellectual property of the Operator or are used under a valid licence.

7.2 Users are granted a limited, non-exclusive, non-transferable licence to access and use the Website for personal, non-commercial purposes only.

7.3 You may not copy, modify, distribute, sell, or otherwise exploit any content or materials from the Website for commercial purposes without the Operator's prior written consent.

7.4 Unauthorised use of any intellectual property belonging to the Operator may result in legal action.

8. Third-Party Services and Links

8.1 The Website may contain links to third-party websites, platforms, or services. These links are provided for your convenience only and do not constitute an endorsement or recommendation by the Operator.

8.2 The Operator does not control and accepts no responsibility for the content, accuracy, privacy practices, or availability of any third-party websites or services.

8.3 Any interactions with third-party Advertisers, including purchases, agreements, or services, are solely between you and the respective Advertiser. The Operator is not a party to these arrangements.

8.4 The Website may use third-party software, analytics, and tracking tools. Occasional service interruptions or delays caused by these third-party providers are beyond the Operator's control.

9. Privacy and Data Protection

9.1 Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it at Privacy Policy.

9.2 By submitting your personal information through the Website, you consent to its use as described in our Privacy Policy, including the sharing of such information with Advertisers to respond to your inquiry.

9.3 The Operator processes personal data in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR) where relevant.

9.4 If you believe your data has been used improperly, you must notify the Operator immediately at support@stone-credstead.com and cooperate fully with any subsequent investigation.

10. Limitation of Liability

10.1 The Website and all its content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied.

10.3 Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, for fraud, or for any other liability that cannot lawfully be excluded.

11. Indemnification

12. Governing Law and Dispute Resolution

12.1 These Terms are governed by and construed in accordance with the laws of the jurisdiction in which the Operator is registered, without regard to its conflict of law provisions.

12.2 Any disputes arising out of or in connection with these Terms are subject to the exclusive jurisdiction of the competent courts in the Operator's country of registration.

12.3 Where required by applicable local law, disputes may instead be resolved through the courts of the User's country of residence.

12.4 If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13. Miscellaneous

13.1 These Terms, together with the Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and the Operator regarding your use of the Website.

13.2 The Operator's failure to enforce any provision of these Terms does not waive that provision or any other.

13.3 The Operator may assign its rights and obligations under these Terms without your consent. You may not assign your rights under these Terms without the Operator's prior written consent.

13.4 All electronic communications sent to the Operator are deemed valid and legally binding correspondence.

13.5 These Terms are provided in en and may be translated for informational purposes. If any discrepancy arises between the English version and a translated version, the English version shall prevail.